Build Compliance That Supports FinTech Growth
FinTech buyers, banking partners, and enterprise customers need proof that you protect sensitive financial data. Mr.Compliance helps you build compliance for fintech around the standards and practices that matter most, including SOC 2, PCI DSS, cloud security, risk management, and practical security operations.
5.0 rating on G2.comWhether you are responding to a security questionnaire, preparing for an audit, or building controls before a large customer asks, your program should support sales without creating unnecessary work for your team. We help you focus on the requirements that fit your product, data flows, and business model.
Protect Financial Data with a Practical Program
Security expectations for FinTech companies can extend beyond a standard SaaS checklist. If you accept, process, transmit, or store cardholder data, PCI DSS may apply. If enterprise customers need assurance around your security controls, they may request a SOC 2 report. Depending on your services and relationships, GLBA-related obligations may matter if you are considered a financial institution under the law or provide services to one. In plain terms, GLBA can require safeguards for customers’ nonpublic personal information and documented security practices, often through direct requirements or bank-partner contracts.
A clear fintech compliance program helps you make informed decisions about controls, vendors, access, incident response, and evidence. Instead of treating compliance as a one-time audit project, you can build processes your team can operate as the company grows.
- Scope PCI DSS responsibilities based on how payment data moves through your environment
- Prepare for SOC 2 with controls that align with your actual operations
- Identify cloud security, access control, vendor, and risk management gaps
- Organize audit evidence and security questionnaire responses
- Establish ongoing compliance operations that remain manageable after the audit
Start with Scope, Then Build the Right Controls
Every engagement starts by understanding what your product does, what data you handle, and what customers or partners are asking for. We review your current environment, identify the applicable framework requirements, and create a practical plan for closing gaps. That plan can cover policy development, technical control guidance, risk assessments, vendor reviews, evidence collection, and audit preparation.
For a typical SOC 2 Type I project, allow six to ten weeks for scoping, control implementation, and readiness work, plus the auditor’s fieldwork. A Type II report generally requires an additional three to six months of operating evidence. PCI DSS preparation can take four to twelve weeks for a focused scope, while a banking-partner review should ideally begin six to eight weeks before materials are due. Complex payment flows or significant control gaps can extend either timeline.
Your team retains ownership of the program, while we provide direct guidance on what needs to happen and why. If you use Vanta, Drata, Scrut Automation, or AuditBoard, we can work within that platform. These tools can streamline evidence collection and monitoring, but they do not determine scope, write every policy, configure every control, or answer an auditor’s questions for you. We also support companies that are not using a compliance platform.
Prepare for SOC 2 and PCI DSS with Clear Scope and Evidence Requirements
SOC 2 and PCI DSS solve different problems. SOC 2 is an attestation report that evaluates controls relevant to security and other trust services criteria. PCI DSS is a set of security requirements for organizations involved with payment card data. A FinTech company may need one, both, or a different approach depending on its services and customer commitments.
Mr.Compliance helps you avoid treating every framework as the same project. We clarify where requirements overlap, where they differ, and what evidence you will need to maintain. For US companies selling into Europe, GDPR may also be part of the broader conversation, though it is separate from SOC 2 and PCI DSS.
Work with Compliance Advisors Who Stay Practical
Mr.Compliance is a cybersecurity, risk, and compliance consultancy built for growing companies that need to move from customer request to an operating security program. We take a platform-agnostic approach because the right process matters more than forcing your business into a particular tool.
Having supported more than 100 companies, we understand the pressure behind an enterprise security review and the operational work that follows. Our approach is direct: define the scope, prioritize the work, document the decisions, and help your team maintain the controls that support growth.
Turn Fintech Requirements Into a Clear Plan
If you need a practical path for compliance for fintech, we can help you prioritize the controls, evidence, and policies your customers and auditors will expect. Mr.Compliance works with your existing tools or helps you choose the right level of support for SOC 2, PCI DSS, and related financial data requirements. Contact us to discuss your current requirements and next steps.
FAQ
Frequently Asked Questions
What does compliance for fintech usually include?
It commonly includes SOC 2 readiness, PCI DSS scoping and preparation, cloud security, risk assessments, penetration testing, vendor management, policies, and ongoing compliance operations.
Do we need PCI DSS if we use a payment processor?
Using a processor may reduce your responsibilities, but it does not automatically remove them. Your PCI DSS scope depends on how cardholder data interacts with your systems.
When should we start SOC 2 preparation?
Start when an enterprise deal, partner review, or customer questionnaire signals that a report may be required. Early scoping gives you time to implement controls and collect the evidence an audit requires.